Bruised or Bad Credit?
You can still Get a Great Loan.

Q: How much is this going to cost me?
A: Nothing. Nada. Zip. Zilch. This is a free service to you. We don't take any fees or commissions of any kind from you. So please, keep that in mind as we work hard to help you and all of the other people that contact us everyday.

Q: How do you work?
A: We take the information you provided about the home you're looking for and pass it on to a real-live human being. These people are real estate investors and they buy homes all over the country. To participate in our program they GUARANTEE that they will work with you to find a home in your price range and area that you want! They will contact you directly and in most cases will be the person carrying the financing or offering to rent to own the house you choose.

Click Here to Check out Available Properties FREE right NOW!

Q: What do I have to do now?
A: Absolutely nothing. Just be patient and wait for us to contact you by phone and/or email. A professional real estate investor will be in touch with you as soon as possible.

Q: Why Would a Seller Want to Rent to Own their Home?
A: If you could sell your home today but keep the tax benefits (usually $200-600 per month!) without any headaches of the home, would you? That's why our sellers want to rent to own their home! They get the best of both worlds. They set up the terms to sell you the home AND they get to keep the tax benefits until you actually become the owner.

Q: Can You Explain the Rent to Own Agreement in Plain English?
A: No. We're only kidding! OK, here we go…

There are three components to the Rent to Own Agreement: monthly rent, upfront option payment and purchase price.

You, as a tenant/buyer, enter into an agreement to rent your selected home for a monthly payment or rent.

The home's purchase price is established by adding a percentage of appreciation to the current value annually. Huh?

Here's the example:
If the current value of your selected home is $100,000 and the appreciation is 5% and you purchase the home in 12 months, your purchase price will be $105,000. (100,000 X 105%)

If you need 24 months to purchase your home, the price will be $110,000 (100,000 X 105% X 105%). Since some homes go up in value more than 10% a year, it is possible to have built in equity from the day you buy!

This goes a long way with lenders when it is time to get your own financing. All of your down payment and closing costs may even be covered because of this increase in value.

The upfront option payment is usually equal to 3% - 5% of the purchase price or 3 - 5 times the monthly rent of your selected home. This is credited back to you 100% at closing and can be used toward down payment or closing costs.

Some sellers are flexible with upfront option payments and some aren't. Don't be scared off by this - you're buying a home! And because you are using this money to buy a home, there are lots of sources available to you. 401K loans or a retirement fund withdrawal is a popular way to get upfront option money because most will allow withdrawals without a penalty if you're using the money to purchase a home.

At the end of the agreement because you have improved your credit rating and can now qualify for a mortgage, a closing is scheduled to transfer ownership.

That is really it. Completely simple and painless.

Click Here to Check out Available Properties FREE right NOW!